4 easy checks when buying travel insurance

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Travel insurance is more important than ever as Britons have faced baggage delays, airport queues and flight cancellations after the pandemic.

When you book a holiday, you always run the risk that things won’t go smoothly, but with the right coverage, the experience can be that little bit less stressful.

Specialist travel insurance provider Just travel cover can help you find the right policy, by comparing coverage from different providers in one place and offering policies for all ages, pre-existing medical conditions and more – plus 10% discount for Express readers until Friday 18 August 2022 with the code EXP10so you could also strike a deal.

We take a look at some of the most important checks to make when buying travel insurance – check out our top tips below.

1. Consider whether you need an annual or one-time policy

If you are planning multiple trips this year, an annual multiple trip policy can help you save money as you only pay for one policy instead of having to take out a new one every time you go abroad.

Just travel cover offers policies that cover both yourself and the whole family, meaning you get the flexibility to travel where and when you want. (They also offer a choice of annual or single cruise policies, if you are planning multiple sailings).

2. Check what your policy covers

It sounds obvious, but everyone has individual needs when it comes to travel insurance.

Working with customers to ensure they receive the right level of protection, Just travel cover Policies provide coverage for pre-existing medical conditions, no age limit and cancellations (conditions apply.) They can even help you sort out any extras you might need, such as cruise, winter sports and even golf coverage.

3. Shop around

Just Travel Cover can save you time shopping around as they compare a range of policies, with different levels of cover depending on your needs.

All of their policies also include Covid-19 coverage should you have to cancel your holiday due to the virus or require medical treatment abroad. (Terms and conditions apply). In addition, they currently offer a 10% discount on all policies, with the code EXP10.

4. Don’t close the extras – if it’s worth it

Being budget conscious doesn’t necessarily mean getting the cheapest deal. Sometimes it’s worth looking at where you’re spending that budget – for example, luggage coverage if your bags are lost or delayed and you suddenly find yourself needing to replace supplies abroad.

Just Travel Cover Offers Smart Luggage; this is real-time protection with £50 if your luggage is delayed for more than 30 minutes, and a further £500 if your luggage is considered lost after 48 hours.